21.2.09

confessions of a spending queen

ok honestly i have no idea why i'm so broke.

i'd to endure a 1 hour long 'lecture' from my housemate yesterday about how i've been working for that long and should technically have HEAPS of savings! (yes u read right... from my housemate! ;d she means well tho, she's a gem!) BUT i don't. i don't have any savings and guess wat? i'm about to immerse myself in huge debt. and it's all my fault.

no, i've not taken up gambling and lost heaps at the casino or something. tho sometimes i wish i did. gamble tat is, not lose. cos then there might be a teeny chance of the slightest windfall. but no. i don't gamble.

it's my stupid future that costs so much! how do people survive on measly paychecks? here are some of my estimated costs for the next 6 mths. $3000 for PR ($5000 if i wanna go thru the migration agent), $600 physio professional insurance, $1000 for car insurance, $88/mth for health insurance, $350 for physio registration, $450 to be a member of the physio association, $660/mth in rent... and cos i wanna do my masters-- $1000 for prep course, $500 for the exams... and that doesn't even include like food, entertainment, tithing, money for parents, other car payments, shopping?!!! i'm just about to pull all my hair out now. where am i gonna find such money! anyone has any ideas? better yet, anyone interested in donating to the SSF (save sharon fund)?

hAha. so i pray i pray i pray. tat moolah will fall into my lap from the sky. o God please let it happen. not a gold bar lest it kills me. but em, like few thousand dollar notes floating into my lap pleeease? ;) heHhEHheh...